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The number one factor to look for: accreditation. An online school is only good enough for you if it comes with a stamp of approval from either the U.S. Department of Education or the Council for Higher Education Accreditation (CHEA), or a regional accrediting agency recognized by one of these national boards. Accreditation is the surest way to avoid a "degree mill," a fake school that sells degrees online. CHEA examines school performance in several important areas: "expected student achievement, curriculum, faculty, services, and academic support for students."
It's a format that many students find more engaging and democratic than the traditional lecture hall. Students become active participants in their education. There's no snoozing in the back row during lecture, or slinking back in your seat as two or three students dominate class discussion. "Distance students must take greater responsibility for their education,[link widoczny dla zalogowanych]," observes Dr. Joe Boland,[link widoczny dla zalogowanych], Director of the Center for Distance Learning at Georgia Institute of Technology. "They are as much a part of initiating interaction and class participation as the professor." Online students don't just view a lecture, they post responses to it, discuss it with peers, interact with the professor. Written exchanges give every class member the floor,[link widoczny dla zalogowanych], and produce more thoughtful responses.
Why Go Online?
Academic leaders couldn't agree more. The Sloan Consortium's 2004 study found that "three quarters of academic leaders at public colleges and universities believe that online learning quality is equal to or superior to face-to-face instruction." Initially skeptical,[link widoczny dla zalogowanych], traditional campus universities have since embraced the online format and made great strides in improving educational quality. 81% of U.S. higher education institutions surveyed offer at least one online course, and 67% of administrators cite online education as "a critical long-term strategy for their institution."
Employers, meanwhile, can appreciate both the solid education and the personal qualities the online format encourages in students--namely, discipline and initiative. A survey of hiring managers found that some prefer online students because "they are self-motivating and good at time management."
"Online enrollment is skyrocketing," announced The Wall Street Journal last year, citing research by educational consulting firm Eduventures. Online education remains the fastest growing sector in higher education, with a 24% increase in enrollment in 2006. By 2008, one in ten college students will be enrolled in an online degree program--approximately 2.13 million students. Between "strong consumer interest in online delivery" and "the growing acceptance of online education by constituents, including faculty, students, and employers," the future of online education is secure.
The value of the online degree stands to reason given the educational quality it represents. The curriculum has always been virtually the same regardless of the delivery method. And with traditional universities jumping into the game,[link widoczny dla zalogowanych], the line between online and on-campus is fading fast. Many programs incorporate both formats and offer literally the same degree, without indicating whether the degree was completed online or on-campus.
Five years ago online degrees were still a new phenomenon, and many employers did not know what to make of them. Today they're a common sight on elite resumes, and the stigma has faded. With 20% enrollment growth per year and a proven track record in the workplace,[link widoczny dla zalogowanych], online programs are finally commanding the respect they deserve.
But can virtual education be better than the 'real thing'? Certainly doctors, scientists, and engineers will still need to make their way into a real clinic or lab for training. But other prospective college students may prefer the virtual classroom. Interactive technology has improved to such an extent that the gap between student, instructor, and peers nearly disappears. Live chats, streaming video technology, and multimedia visual aids have created a new kind of classroom community.
Author's Bio:
How to Find the Right Online School
By Kelli Smith
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• Access to educational technology and other resources
• Faculty credentials
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Can't Argue with Results
There's no need to make the case for online education--it's the most convenient way to get a higher degree. But what about that degree? Is it worth the same as the campus credential?
The online format has evolved into a state-of-the-art instructional mode that rivals face-to-face interaction,[link widoczny dla zalogowanych]. But not all online degree programs are created equal. It's important to do some quality control before committing to a school.
Online education has evolved to accommodate the needs of a new market. The typical student today is not an 18-year old fresh out of high school, but a working adult balancing school with work and family commitments. "People choose online educations because their lives don't fit into the model offered by the traditional college," comments Monster.com's Learning Coach Susan Aaron. Online degrees can be completed in less time (an average 2-3 years for a traditional 4-year degree), and most importantly, on the student's own time.
Beyond accreditation,[link widoczny dla zalogowanych], you can compare the educational quality of different programs by checking into:
To gauge the prestige of an institution (and the cache of your future degree), ask recruiters, your boss, or others in your field for respected names. Or check out surveys by respected publications. U.S. News & World Report offers a comprehensive ranking of colleges, and Business Week publishes biannual rankings of online business and MBA programs.
A solid online program should offer an interactive message board or chat room, regular class meetings, and a qualified instructor who is responsive and thoroughly evaluates your work.
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It's easy to see why online education has enjoyed phenomenal growth in the past five years: convenience, convenience, convenience… plus improved instructional quality and growing availability. The distance education format brings the university home,[link widoczny dla zalogowanych], and within reach for anyone who wants to advance or change their career, update their knowledge in a specific field,[link widoczny dla zalogowanych], satisfy continuing education requirements, or simply enrich their lives.
But aside from convenience, online education offers equal or greater educational value as compared to a traditional campus program. The ROI of the degree in the workplace is well attested by independent market research. A recent survey by the Distance Education and Training Council (DETC) found that more than seventy percent of corporate supervisors rate the distance or online degree as "just as valuable" or "more valuable" than traditional degrees in the same field.
Virtually the Same, Only Better?
The virtual classroom has transformed the face of college education. In the past five years, online education has evolved into a dynamic learning mode that rivals the quality of face-to-face training. Traditional universities have joined maverick online degree providers to incorporate the new distance education technology. Online degrees today are more than legit--they're an integral facet of higher education in the U.S.
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Breast Reduction:
Breast Reduction Dallas is also common. There are many women out there who are suffering varied problems due to a much heavier bosom - a breast reduction surgery here would help them to get rid of the typical associated issues with the problem such as neck & back pain,[link widoczny dla zalogowanych], brassier strap grooves & breathing troubles. An average cost of the process is approximately 7,[link widoczny dla zalogowanych],000 USD.
Plastic surgery is getting increasingly popular in Dallas given the amazing aesthetic improvements it promises of,[link widoczny dla zalogowanych]. The Plastic surgeon Dallas specialists are well versed in different techniques of plastic/cosmetic surgery that can enhance your entire portfolio boosting up your self-esteem by a great extent,[link widoczny dla zalogowanych]. Here follows a short brief on the most major forms of plastic surgery Dallas procedures.
Liposuction Dallas is another routine cosmetic surgery here undertaken by many celebrities and the common residents too. It’s also called body contouring and can be claimed as the most regular plastic surgery performed in States. The surgery involves using a big hollow needle to suck up the excessive body fat. However,[link widoczny dla zalogowanych], it’s to be mentioned that the process is not for the obese patients but for healthy and stable weight individuals. It’s usually concentrated around the buttocks,[link widoczny dla zalogowanych], hips,[link widoczny dla zalogowanych], abdomen and thighs and can be of two types like ultrasonic and tumescent.
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Abdominoplasty Dallas is also tummy tuck Dallas and is highly common here. The process involves reduction of excess fat and skin that has formed due to terrible weight gain or pregnancy and refuses to go easily from the abdomen. The surgery creates a solid abdominal wall with the abdominal muscles allowing the patients to achieve their desired flatter belly. However, the surgery is most likely to leave a prominent scar near the hip which will take a year to recover completely.
Breast augmentation Dallas is one of the most popular forms of plastic surgery here,[link widoczny dla zalogowanych]. Every woman desires for a wonderfully curved build but not everyone is fortunate enough to achieve that naturally. In such a situation the artificial breast augmentation helps a lot to obtain that coveted cup size,[link widoczny dla zalogowanych]. It is also called breast implantation at times as a synthetic implant is utilized to enhance the bust size. The implants could be made of either silicone or saline,[link widoczny dla zalogowanych].
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The fifth step is advanced recovery in which the survivor has learned the triggers for low energy and has learned how to listen to his/her body for signs of imbalance and has altered his/her lifestyle to minimize these triggers. In addition, he/she has become involved in helping others in the same situation and has become an inspiration and a role model for many in the community.
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Now,[link widoczny dla zalogowanych], the survivor has a good balance in his/her life in all levels between work,[link widoczny dla zalogowanych], home, and everything else.
It is always of great help to keep in mind the cancer experience and to move ahead preventatively: continuously living a healthy balanced lifestyle. This will prevent risk of all diseases, not only decrease the risk of cancer recurrence.
The first step is for the cancer survivor to overcome denial regarding the big “C” diagnosis; the mere diagnosis in itself is scary and it brings up a lot of issues in people... Denial is an obstacle to take necessary action, so the sooner you deal with it, the better. In many cases, early intervention is the key to a successful prognosis later on.
Your cancer recovery starts with getting more information about your disease and your recovery.
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Has he/she relapsed? If so,[link widoczny dla zalogowanych], do you feel totally discouraged, confused, and terrified at what’s coming up next?
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Current users of these skin care products have been very happy with the results and this in itself has created quite a following for the manufacturers and their quality skin care products.
Many of the more popular high street skin care products only work on a superficial level whereas the products which include PHA's and AHA's work to help reverse the effects of ageing rather than simply cover it up and these are the skin creams and lotions you should be looking for and using if you take your skin and its care seriously,[link widoczny dla zalogowanych].
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These ranges offer some of the best products on the market today,[link widoczny dla zalogowanych]. The product has undergone research to provide consumers with some of the best skin care products consisting of all the important ingredients that will keep your skin noticeably younger in appearance and feeling a lot healthier,[link widoczny dla zalogowanych]. Some of the ingredients in the products include things such as vitamins and antioxidants which will help your skin protect itself from harmful pollutants or UV rays,[link widoczny dla zalogowanych].
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The analysis showed that women’s age at marriage, which affects the age of pregnancy, rose from 24.9 years in 1990 to 28.1 in 2007, and women gave birth to an average of 1.26 babies in 2007, down from two in 1980.

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1. Gather a lot of information about these complications. You need to know them even before they occur. There are a lot of materials you can use,[link widoczny dla zalogowanych], from books to magazines. You can also interview your own doctor about them. It is important that you know the symptoms and causes of these health issues as well as the possible solutions and implications to your health and that of the baby.
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By Nelson Berry
See all Articles by Nelson BerrySee Nelson Berry's Expert PageGet Updates on PregnancyGet Updates on Nelson Berry Average: 0 Your rating: None Tweet
4. Keep your stress level to a minimum. Being pregnant can sometimes be stressful,[link widoczny dla zalogowanych], especially if you are trying to beat certain complications. However, stress can only make your situation worse. Your immunity becomes low, and your baby gets affected by the high stress level. You can become more prone to premature delivery or underweight baby.
There are many ways to reduce your stress. One of these is through meditation. Meditation is entirely safe to practice for both the baby and the mother. Moreover,[link widoczny dla zalogowanych], you can combine this with the use of affirmations or subliminal messages. You can use subliminal messages to improve your thinking patterns. They can help get rid of your negative thoughts and emotions,[link widoczny dla zalogowanych], which can only add more stress into your life.
To ensure this does not happen, take note of these tips:
3. Watch your weight. Even if you are pregnant, you still have to maintain an ideal weight. It is not advisable to eat a lot of food, especially starchy and fatty, since you may develop gestational diabetes and hypertension. You can also perform a couple of exercises that are intended for pregnant women to keep your weight in check. Nevertheless,[link widoczny dla zalogowanych], never do any diet or exercise without the proper guidance of your physician.
6. Be on alert. Be mindful of the signs. Never take any minor symptom for granted. It is better to visit the doctor a lot of times than to ignore the changes that you are feeling. Before you know it,[link widoczny dla zalogowanych], it's already too late to apply the most ideal solution.
5. Obtain support from your loved ones. It will be a great help for you if you have an excellent support system, from your spouse down to your friends. They can assist you in managing the complications more effectively. They can decrease your stress level by keeping you company and entertaining you.
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You can do something to prevent and detect complications early. What's more, you have the skill to manage them properly.
2. Cooperate with your doctor. It is essential you get to visit your gynecologist regularly. In fact,[link widoczny dla zalogowanych], see her at least once a week and more if you feel something doesn’t feel right. This is to detect complications early and obtain the best solutions. You can also make sure you prevent them from happening.
As a mother-to-be,[link widoczny dla zalogowanych], there is nothing else in the world you would like than to have a normal baby and delivery. However, there are pregnancy complications that can arise within the next 9 months. If you are not careful, you may put yourself and your baby's life at a very high risk.
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The analysis showed that women’s age at marriage, which affects the age of pregnancy, rose from 24.9 years in 1990 to 28.1 in 2007, and women gave birth to an average of 1.26 babies in 2007, down from two in 1980.

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Author's Bio:
By Joy Idries
See all Articles by Joy IdriesSee Joy Idries's Expert PageGet Updates on Law of AttractionGet Updates on Joy Idries Average: 0 Your rating: None Tweet
Let me ask you something: is it the house that has made you happy or your imagination? Do you, in fact need the house to make you happy? Some people get the house and still don't feel happy. The funny thing is, if you continue to be happy at the THOUGHT of being in possession of this house you are much more likely to attract into your life more things to be happy about. More than if you keep on trudging along on the 'never-ending' treadmill of lack,[link widoczny dla zalogowanych], need and denial.
Maybe you felt resistance,[link widoczny dla zalogowanych], experienced as a rigidity or tightness in the body and usually connected with negative thoughts, "What's the point,[link widoczny dla zalogowanych], it's never going to happen anyway" ... On the other hand if you are anything like me you would be feeling uplifted, happy, relaxed, maybe excited. Your body relaxes and expands as you 'get into it'.
Laugh for no reason. What? Yes, laugh,[link widoczny dla zalogowanych], whether it is artificial to begin with or genuine, laughter acts as a natural stress reliever and makes you feel good. Take the serious things in life and look at them with a sense of humour and fun. Let go of resistance and learn to connect with a playful attitude,[link widoczny dla zalogowanych], your more spontaneous and delightful inner child, who you were before you learned how to be negative and judgmental, before you learned fixed ways of responding to the world.
Ultimately it is your choice. There is more than enough to go round and you only need to tap into it. You are free to live happily right now, in this moment because thoughts are just thoughts and you can change them, change your focus,[link widoczny dla zalogowanych], your attitude and how you respond. Imagine, for example, choosing to be grateful that you have some money in your hand to pay this bill or that, instead of thinking 'where am I going to get the money for the next one?'
If you make a deliberate choice to practise the attitude of gratitude then don't be surprised if you find more things turning up in your life to be grateful for! The secret to a happy life is to remember that all of our thoughts are just thoughts. What we want ultimately is to be happy. So why not start there? Open into being happy from the inside out,[link widoczny dla zalogowanych]. Be grateful for all the good things that you already have.
Your choice!
At one time that statement would have been taken with a pinch of salt, easily recognisable as an overstatement: "Oh, come on, you're going too far, it's not that bad." But now it seems to be more and more a statement of fact, taken literally without so much as the blink of an eye.
It is only a decision away. We can CHOOSE to be happy. Happiness is our natural state. In fact by just getting out of our own way we can become happy no matter what our present circumstances.
It sounds almost like a foreign language to some, "I'm too busy working to pay the bills, to make ends meet, to try and get ahead" is the more common lament, as if our happiness lies in the future AFTER we have done all of this 'struggle and strife' thing.
Or is it just me? It has become the norm to dash down the escalators to catch the incoming tube train as if it is the only one available. In fact we are so busy we don't give ourselves a minute to think about what it means to be happy, healthy, content and satisfied.
So where has the time gone,[link widoczny dla zalogowanych]? Why does life seem to flash by at warp speed?
We have learnt to think 'struggle' over the years and this becomes our reality,[link widoczny dla zalogowanych], when in fact reality is relative and depends on a thought or a decision to act a certain way.Did you know that we are free to choose our thoughts? Imagine getting the house of your dreams. Imagine how that feels. Everything just as you like it,[link widoczny dla zalogowanych], down to the decor, the swimming pool, the magnificent gardens on a sunny day...
All in all it is about moving from busy and mostly negative thoughts of the mind to living from an abundant and open heart.
The trouble with this kind of thinking, however is that we ATTRACT into our lives more of what we are focusing upon. Our happiness doesn't lie out there somewhere at another place and time, waiting for us to arrive. It is here, now, in the ever present, waiting for us to claim it.
What did you feel?
Be present to life, open up again to your flexibility and sense of adventure and allow life to touch you in new and deeply enriching ways. When was the last time you stopped to smell the roses?
Many of us are caught on the treadmill of paying off our debts,[link widoczny dla zalogowanych], the mortgage,[link widoczny dla zalogowanych], the student loan, the car, the furniture... So we could be forgiven for thinking that happiness is a luxury and only for the future, maybe when we retire.
I think it's a sad comment on the sign of our times the many people who tell me they are so busy these days they don't have a minute to think!
The secret seems to lie in first BEING what you desire.
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The analysis showed that women’s age at marriage, which affects the age of pregnancy, rose from 24.9 years in 1990 to 28.1 in 2007, and women gave birth to an average of 1.26 babies in 2007, down from two in 1980.

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Put the brakes on aging
By Raymond Lee
See all Articles by Raymond LeeGet Updates on Fitness and ExerciseGet Updates on Raymond Lee Average: 0 Your rating: None Tweet
Strength training has many names. Resistance training, weight lifting,[link widoczny dla zalogowanych], working out,[link widoczny dla zalogowanych], and pumping iron are just a few. Whatever, you call it, it’s more valuable, easy, and fun than you probably imagined. For instance, you may not know that strength training can rev up your metabolism and help you burn off more calories around the clock.
Lifting weights can also build up your bones. What muscles flex during strength training,[link widoczny dla zalogowanych], the bones around them respond like plants to sunlight – they grow.
You lose as much as 40 percent of your muscle strength during your adult life,[link widoczny dla zalogowanych], health experts say. This process – called sarcopenia – starts in your 40s and 50s,[link widoczny dla zalogowanych], when your muscle fibers begin to shrink, become less efficient, and disappear altogether. Sarcopenia leads to the weakness, poor coordination, and bad balance that many seniors suffer.
When you follow a regular lifting program, you’ll start seeing muscles you haven’t seen since you were 30 years old. Strength training carves muscles until they become lean and well-defined.
And it doesn’t matter how old you are when you start. Even seniors with osteoporosis can benefit from low-weight, high-rep resistance training. It’s never too late to start preventing bone loss.
And unlike fat, muscles do more than take up space. They’re constantly eating up calories – three times as many as fat. They keep churning even when you’re not exercising. Don’t stop working out for long, though. The more you strength train, the more muscles you’ll build,[link widoczny dla zalogowanych], which will help your body burn fat faster. So add some muscles and watch the fat melt away.
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Stronger muscles and bones could help you preserve your freedom and your ability to take care of yourself. After all, you need muscles to walk up stairs and climb out of bed, not to mention carry your groceries and pick up your grandchildren.
It gets results by “stressing” your muscles more than your humdrum daily activities do. This stress could come from doing pushups, pressing a dumbbell above your head, or curling a coffee can. Believe it or not,[link widoczny dla zalogowanych], muscles live for this extra work. It makes them stronger and healthier.
Don&#8217,[link widoczny dla zalogowanych];t fret if you gain weight at first from strength training. Your new muscles weigh more than your old fat. Muscle will burn more calories in the long run.
You don’t have to be Charles Atlas to power up with strength training. This kind of exercise is a key to fitness for everyone – especially seniors. Stacks of scientific studies prove this. In fact, senior muscles may benefit more from strength training than young ones.
Strength training could also add 20 yards to your golf drive, or some extra “umph” to your tennis serve. It may take you to a higher level in whatever sport you’re active in. Moreover, extra muscles helps protect your joints and lower back during cardiovascular exercises such as jogging and bicycling.
Resistance training helps maintain bone density at any age,[link widoczny dla zalogowanych]. It doesn’t take much,[link widoczny dla zalogowanych]. Just a little stress on the bones to mitigate the bone loss that is inevitable as you age.
Strength training halts this process and may even reverse it. According to the latest research,[link widoczny dla zalogowanych], your strength could jump by an amazing 100 percent if you’re a weight-lifting senior. Pumping iron works because it encourages your muscles to grow and become more responsive and powerful.
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There is a myth that says you have to apply for benefits 3 times before being approved. This is absolutely NOT TRUE. This myth has been perpetuated because it generally takes 3 tries before an applicant understands how to maneuver the system (or the applicant's condition worsens, he/she ages or there are other vocational factors that change). And that's not because it's hard, it's because they don't take the time to get informed about the program and process.
And don't assume Social Security knows what a cook has to lift and carry and how much they have to bend-- this must be described by YOU. Only YOU know how this job was performed.
Additionally, your doctors need to have the credentials recognized by Social Security. Generally, that means an MD or DO for physical problems and a PHD or PSYD for mental problems. There are others,[link widoczny dla zalogowanych], depending on the impairment- which you can look up on the SSA website.
How Social Security makes disability decisions is not mysterious. In fact, the information is more readily available to the public than how the search engines really rank websites.
She borrowed money from friends. She assured them her doctor had promised her she was qualified. Even the Social Security representative who took her application could see that she could barely bend over and walked with a noticeable limp. In fact, he'd commented on it.
You are a fugitive felon. Most people would know enough not to apply for government benefits when they are wanted for a felony-- but… apparently it happens. And when it does, you will be reported to police agencies.
Also under this category would be those who are injured or become disabled in the course of committing a felony,[link widoczny dla zalogowanych].
Decisions are made based on function and not necessarily always a diagnosis. Social Security always looks at what you can still do despite your impairment. Shocking as it may seem, a diagnosis of cancer will not always get you allowed for Social Security disability benefits. Your doctor can write a letter explaining that you will be undergoing chemotherapy and radiation for breast cancer for the next several months, and say outright you are unable to work-- and your claim can still be denied. There are many reasons for this, but it has a lot to do with the type of cancer and your prognosis for survival. While you may be disabled and unable to work 11 of those months, by the 12th month you may be able to perform a very sedentary job. Therefore, you will likely be found not disabled.
While we're on this subject, although a letter from your doctor is helpful, most doctors don't know how to write an effective letter to Social Security. If your doctor has agreed to write you a letter, it must contain your functional capacity despite your impairment. That means, it must spell out exactly how much you can lift/ carry, stand/walk, etc. Your doctor should follow the format outlined in the Dictionary of Occupational Titles, which is also online
And finally, if you are in a correctional institution. You are NOT eligible for Social Security benefits while serving time.
After Mary's failed back surgery, her doctor told her he'd support her claim for disability. His eyes were comforting and Mary felt like she'd finally found someone who understood the pain she was in. She'd already gone through years of undiagnosed Fibromyalgia. Some days she even had sneaking thoughts of suicide- at least then it wouldn't hurt so much.
You change your address and phone number and don't alert the Social Security office. Makes sense if they can't find you then you are going to be denied on a technicality.
You fail to attend a Consultative Exam scheduled by Social Security. Be prepared to be examined by an independent Medical Examiner. Social Security will inform you if they want you to attend an exam. You MUST attend this exam and cooperate fully- or your claim will likely be denied. This exam is not for treatment, it is only to examine you so that Social Security can make an accurate decision on your claim.
This examiner will share those results with Social Security. The usual doctor-patient relations will not be established and your confidentiality is compromised by the fact that Social Security will have access to these exam results. If you cannot make this appointment,[link widoczny dla zalogowanych], for whatever reason,[link widoczny dla zalogowanych], you need to call SSA right away and reschedule.
Author's Bio:
Mary had not taken the time to read the Social Security website at If she had, she would have been able to put some personal information into one of their calculators and determine if she was eligible for any of their disability programs. Had she read the website, she would have known that it takes more than your doctor saying you're disabled to get on disability benefits.
Some people prefer to ask a qualified attorney to handle their claim, but if you take the time to read the Social Security website, you will see that the information is laid out very logically, is easy to understand and tries to answer all your questions in an open and honest way. Your chances of being allowed disability benefits is NOT increased if you use an attorney- that is simply NOT true. However, if you appeal the decision to higher levels of law,[link widoczny dla zalogowanych], then an attorney would be helpful.
Mary's doctor told Social Security that she was indeed disabled and could not work. So, Mary waited… and waited… and waited.
If you can't remember your jobs for the past 15 years, call the Social Security office and request a printout of all your jobs for the past 15 years. This will help jog your memory so you can describe each job. Just because Social Security already knows you worked at McDonalds in 1990, that doesn't mean they know what job you performed there. It would take a different set of skills to be the cook versus the manager.
So,[link widoczny dla zalogowanych], there you have it- 10 top ways to get denied right out of the gate. Of course, there are occasional exceptions to the above, but generally this is how it works. Fail this test and you will find yourself holding a denial letter in your hand and wondering "WHY?"
Similar technicalities involve not completing the paperwork fully or properly. It cannot be stressed enough that you MUST, absolutely, complete the paperwork according to the instructions and within the specified time frame. If they ask you for a list of ALL your doctors, you need to list ALL you doctors. If they say list ALL your jobs for 15 years,[link widoczny dla zalogowanych], you list ALL your jobs for the past 15 years. Each piece of paper Social Security sends you is critical. It needs a response from you. This is not the time to procrastinate or do something halfway. You MUST, MUST , MUST get this part right. You generally have 10 days to return forms. This means 10 days from when it was mailed from Social Security, NOT 10 days after you receive it. And you need to list ALL doctors, clinics, hospitals-- everyone you have seen for your condition. Give full names, addresses and phone numbers. Use the internet, phone book or do your own research-- but if they can't find these places, they won't have the records. And a decision could be made on only half the story.
It is YOUR responsibility to prove you are disabled. It is NOT Social Security's responsibility to prove you disabled. This is YOUR claim and it is YOU who needs to step up and take charge. A poor memory is not a reasonable excuse. You can enlist the help of a third party,[link widoczny dla zalogowanych], but it is ultimately your responsibility.
Your impairment, while severe, does not meet the criteria for severity as recognized by Social Security. You can see the actual criteria Social Security uses to determine the severity of impairments by looking at THE BLUE BOOK online The Blue Book specifies EXACTLY how severe a certain impairment must be before you are considered severe enough. The Blue Book is available for the public to view on the Social Security website (NOTE: The Blue Book is written with the professional in mind, so be aware that you could misinterpret or not fully understand parts of it.)
Your impairment is severe, but not likely to last 12 months or end in death. Let's say you had a bad car accident and broke both legs, preventing you from working as an auto mechanic. Chances are,[link widoczny dla zalogowanych], fractures are going to heal within 12 months and you will be denied. Social Security disability benefits are for more permanent impairments.
Plus, they don't give you 10% or 40% disability like some insurances do. And other insurance companies often use different criteria for deciding if you're disabled. That means, just because the Veterans Administration or Worker's Comp has found you disabled- that does not always mean Social Security will find you disabled.
The sad fact is 3 out of 10 of today's 20 year olds will become disabled before reaching the age of 67. And if you are one of the unfortunate who need to apply, it can take 3-6 months for a decision. And… if you are granted benefits, you may be asked to serve a 5-month waiting period BEFORE you can get any benefits at all! And those benefits are NOT always retroactive!
There are 10 top reasons your claim is likely to be denied by Social Security.
Months went by with no word, until FINALLY. The letter from Social Security arrived. When Mary read the letter she almost fainted. THEY HAD DENIED HER!
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You are not eligible because of your income and resources (SSI). This program is based on your financial need. If you have substantial assets,[link widoczny dla zalogowanych], you'll probably be denied. If your spouse works and you do not live within certain poverty guidelines- you will probably be denied. The decision as to whether you are eligible begins with the income and resources in your household.
Then,[link widoczny dla zalogowanych], if you are found eligible and are approved benefits, the average monthly check will only be about $550 dollars. That is, unless your state supplements your check. But even so, it wouldn't be for much more.
Mary had paid into the system, and now- unfortunately- Mary needed help. Rent was behind, she was already on food stamps… who would hire her in her condition anyway?
You are not insured for disability benefits (SSD). You have to work a certain amount of years to be eligible and your insurance can lapse. This one is like car insurance. The company doesn't continue to insure you if you don't continue to make the premiums.
And … the amount you may get on a monthly basis may be such a paltry amount, that you couldn't possibly live on it. It is not based on what you need to live, it is based on how much you paid in. So if you're a 20-yr-old worker who has only paid in since age 18,[link widoczny dla zalogowanych], you will not get much money at all. AND, since you are a young person, your claim may be reviewed more often to see if you are well enough to work again.
Not getting properly prepared is like trying to run the Boston Marathon without any previous training. You are generally going to fail and be sorely disappointed.
Your doctor must be able to support his/her opinion with objective findings that support that opinion. Generally, that means he/she needs to send all chart notes, tests, exams, etc. His/ her opinion should be one that would be a reasonable conclusion based on your diagnosis and remaining functional capacity. Sad as this may sound, if you can still sit and push a button- you may not be disabled according to Social Security guidelines.
By Fire Foxx
See all Articles submitted by SelfGrowth.com AdminSee SelfGrowth.com Admin's Expert PageGet Updates on Women's IssuesGet Updates on SelfGrowth.com Admin Average: 4 Your rating: None Average: 4 (1 vote) Tweet
You're working and earning a substantial amount. This is obvious, but some people are under the impression they can continue to work while applying for benefits. This is simply not true, unless you earn less than $810 a month and the work is not worth more than that in the national economy. There are also those who think they can work under the table.
Social Security has an interesting part of their site devoted to fraud and the active surveillance and investigation that goes into claims. They also include some colorful stories of how they uncover fraud. There are often fines, restitution and sometimes prison time that some have had to serve due to fraudulent claims.
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There are many reasons why your claim can be delayed or denied, but you will waste valuable time if you don't go in well informed. While it may be a complex program to understand, you can arm yourself with the basics before launching into a prolonged wait that could end up in further poverty and humiliation.
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The motor matters as it gets the heaviest workout. The horsepower (HP) ratings can be confusing. The figure you want to look at is the "continuous duty rating" and shop for 1,[link widoczny dla zalogowanych].5 to 2,[link widoczny dla zalogowanych].5 HP "continuous duty,[link widoczny dla zalogowanych]." The "peak duty" rating is less valuable,[link widoczny dla zalogowanych]. The "treadmill duty" rating falls between continuous and peak. Look for the longest warranty on the motor -- 1 year at least. DC (direct current) motors are quieter,[link widoczny dla zalogowanych]. Commercial Treadmill motors rated 1.75 - 4.8 HP
Folding Treadmills vs. Non-Folding
In the last several years, considerable design improvements have contributed to folding models being comparable to the stationary treadmills. Look for stability,[link widoczny dla zalogowanych], ease of folding, weight capacity, and how easy it is to move.
Noise and Space
The treadmill needs to work in your space. How noisy is it? If you plan to watch TV or listen to music, you need to be able to hear those over the treadmill itself. A model that looks small in the store can turn into an elephant in your spare room. Check its size when folded or stored and test how easy it is to move.
Buying New Treadmill vs Refurbished Treadmill
It all comes down to budget, warranty and how you'll be using the treadmill. If your budget is around $500 -$1,000 then your best to purchase a Home Version New. But if you can spend a little more we would recommend buying a refurbished commercial grade treadmill. Refurbished Life Fitness or Precor treadmill will give you the commercial motor, rollers, programs and stability one is use to when going to the gym and working out. A commerical grade machine will offer a lot more and last you longer than a new home version treadmill.
but if Budget and Space is more of a concern, we recommend new home verson Proform Treadmill.
Treadmill Stability and Smooth Ride
Test treadmills wearing your workout shoes and clothes. A shaky or jerky ride is unacceptable. The hand rails should feel sturdy enough to support you and be in a good position to grip easily and not block your arm motion. The belt must be wide enough and long enough for your stride.
Treadmill Workout Features
Boredom kills treadmill workouts. Choose a model that has the most pre-set and programmable workouts to vary pace and incline. The incline and speed should be easily adjustable from the console. A pulse monitor is good,[link widoczny dla zalogowanych]. A water bottle holder and book rack are essential for me. Some models plug into a video or audio player or the internet for new workouts. Books or videos can get you going in the right direction.
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By Wendy Bumgardner
See all Articles by Craig GressSee Craig Gress's Expert PageGet Updates on Exercise EquipmentGet Updates on Craig Gress Average: 0 Your rating: None Tweet
Finding the best treadmill for your budget can be a chore. You must know what you are looking for to get the best buy in a treadmill,[link widoczny dla zalogowanych]. Studies have shown that people get more out of a treadmill than other fitness equipment because it is natural to walk or run. So you are more apt to stick with it for longer each session and keep using the equipment itself.
Treadmill Price
You get what you pay for when it comes to treadmills, but for most of us any treadmill is going to be a significant investment. When you shop by price, you must be even more careful to select the best in that price range. The price ranges generally break down to budget ($500 to $1,500),[link widoczny dla zalogowanych], mid-range ($1,500 to $3,[link widoczny dla zalogowanych],000) and quality ($3,[link widoczny dla zalogowanych],000 and up). There are often significant sales and discounts.
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Flat amnesty Yang Ru men nobody appreciate Green Committee refers to the absurd
2007-06-20 14:15:51&nbsp,[link widoczny dla zalogowanych];
social commentary in the Hongkong in June 20 / Xinhua Chen Shuibian to Amnesty Yang Ru men, was Yang Ru men's father wrote that "don't lie to vote". Today the DPP to Huanjia, said can understand his father's mood, but the amnesty in case not only Yang have opinions, the Democratic Progressive Party "lawmaker" also has the opposition,[link widoczny dla zalogowanych], Cai Qifang thinks, Taiwan unjust things, everything should be amnesty, off.
News reported, Cai Qifang said: "with this pardon him as a hero,[link widoczny dla zalogowanych], I am here to bah, this is the bear!"
Cai Qifang for flat amnesty Yang Ru men, without ceremony at the absurd, even when the proposal amnesty "lawmaker" Lai Xingyuan said,[link widoczny dla zalogowanych], face up to the problems of agriculture,[link widoczny dla zalogowanych], a bit not amnesty is more important.
Cai Qifang said: "Taiwan has too many unfair things,[link widoczny dla zalogowanych], if one four bombs, protest why Taiwan man only brought three thousand farmers, and only took Wuqianliuqian,[link widoczny dla zalogowanych], why not with veterans took thirteen thousand five, this kind of unfair, it can (amnesty)?"
Lai Xingyuan also said: "if the government's agricultural policy do not change, it will force again, even in the absence of Yang Ru men,[link widoczny dla zalogowanych], will also have Li Ru, Wang Rumen and Zhang Ru, not good I will become Lai confucian."
Chen Shuibian to accept the "Legislative Yuan",[link widoczny dla zalogowanych], Amnesty Yang Ru men, the result was the storm continued,[link widoczny dla zalogowanych], in addition to the "Legislative Yuan" go up against,[link widoczny dla zalogowanych], including Yang Ru men's father and him, don't appreciate.
the DPP Deputy Secretary General Wang Tuo said: "if the election of consideration,[link widoczny dla zalogowanych], why must pardon him? How many tickets? This response Ru men Yang's father, can understand! Of course is very unhappy! Just as in the past, I was arrested by the Kuomintang dungeon, my wife is unhappy!"
originally amnesty Yang Ru men have been public consensus, but the "Legislative Yuan" haven't formal proposals to build please Chen Shuibian amnesty, he announced, causing so much unnecessary controversy and discussion.
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Xie Changting responded to media inquiries emphasize, want to see Chen Shuibian speech context, Chen Shuibian is about "legislators" election, as a coach to do, deliberately to "how to be president" election, omitted.